Intermediate Strategy

NFL Parlay Strategy

The truth about parlays and when they actually make sense

The Hard Truth About Parlays

Sportsbooks Love Parlay Bettors

Parlays are one of the most profitable products for sportsbooks. The house edge on parlays is typically 20-30% compared to ~4.5% on straight bets. This is because parlay odds don't reflect true independent probabilities.

The Math Problem

For a 2-leg parlay with -110 odds on each leg:

Fair Odds

Each leg at -110 = 52.4% win rate

True parlay odds: 0.524 × 0.524 = 27.5%

Fair payout: +264

Actual Odds

Most books pay around +260

Some pay as low as +250

You're getting shortchanged

This gap widens significantly with more legs.

Parlay Odds & Payouts

Legs Typical Payout Win Probability* House Edge
2 +260 27.5% ~8%
3 +600 14.4% ~12%
4 +1100 7.5% ~18%
5 +2200 3.9% ~24%
6 +4500 2.0% ~30%
*Assuming 52.4% per leg (-110 odds)

When Parlays Can Work

Despite the math, there are specific situations where parlays can have positive expected value:

1. Correlated Parlays

When outcomes are positively correlated, the combined probability is higher than the product of individual probabilities.

Examples of Positive Correlation:
Strong Correlations
  • Team ML + Game Over
  • Team spread + QB passing yards Over
  • Big underdog + Team total Over (garbage time)
  • Heavy favorite + RB rushing yards Over
Moderate Correlations
  • Team win + star player TD
  • Game Under + favorite cover
  • Low total + defensive/special teams TD
Caution: Many sportsbooks now price correlations into same-game parlays, reducing or eliminating this edge.
2. Parlaying +EV Bets

If each individual leg has positive expected value, the parlay maintains positive EV (though variance increases).

Example:

If you have two bets each with 55% true win probability at -110:

  • Straight bet EV: +4.5% per bet
  • Parlay: 0.55 × 0.55 = 30.25% win rate
  • At +264 payout, EV is still positive

The catch: You need to actually be able to identify +EV bets consistently, which is very difficult.

3. Cross-Book Parlays

Building "synthetic parlays" by taking the best line at each book:

Example:
  • Book A has Chiefs -3 at -105 (best spread price)
  • Book B has Bills ML at +155 (best ML price)
  • Book C offers parlay calculator with true odds

By shopping, you reduce the house edge on each leg, making the combined bet closer to fair value.

Same Game Parlays (SGPs)

SGPs combine multiple bets from the same game. Sportsbooks love them because:

Why Books Love SGPs
  • Higher hold percentage
  • Correlations favor the house
  • More legs = more edge
  • Entertainment value drives volume
When SGPs Can Work
  • Strong positive correlation
  • Props that books misprice
  • 2-3 legs maximum
  • High-confidence game thesis
SGP Strategy:

If you use SGPs, build them around a core thesis. Example: "The Lions will dominate and run the ball" → Lions spread + D'Andre Swift rushing Over + Game script-dependent props.

Bankroll Management for Parlays

Key Rule: Size parlay bets much smaller than straight bets due to higher variance.
Suggested Sizing:
Bet Type % of Bankroll Reasoning
Straight bet 1-3% Standard unit
2-leg parlay 0.5-1% Higher variance
3-leg parlay 0.25-0.5% Much higher variance
4+ leg parlay 0.1-0.25% Entertainment only

The Bottom Line

Do This
  • Focus 90%+ on straight bets
  • Only parlay correlated outcomes
  • Keep parlays to 2-3 legs
  • Size parlays much smaller
  • Shop for best parlay odds
Avoid This
  • Long-shot parlays for "fun"
  • Parlaying unrelated games
  • Chasing losses with parlays
  • Overconfident "lock" parlays
  • Daily/weekly parlay habits
Quick Math

At -110 odds per leg:

  • 2 legs: 27.5% win rate
  • 3 legs: 14.4% win rate
  • 4 legs: 7.5% win rate
  • 5 legs: 3.9% win rate
  • 6 legs: 2.0% win rate
Correlated Bets
  • Team spread + Team total Over
  • Favorite ML + Game Over
  • Underdog + QB pass yards Over
  • Favorite + RB rush yards Over